Monthly Archives: June 2013

Can focusing on low overhead actually put a #nonprofit out of business? Read about how one nonprofit leader says she “starved” her organization of resources to keep overhead low, until it eventually collapsed.

What’s your take on the overhead debate?

Conflict-Free Retirement Plan Advisers Remain H…

Conflict-Free Retirement Plan Advisers Remain Hard To Find Forbes In recent years the U.S.

Conflicts of interests are prevalent in the retirement planning and advisory business. There are obviously ethical issues to be addressed. But the most disturbing issue is the negative impact on the returns and performance of retirement assets. There will be increasing regulatory attention given to these concerns as the national costs of inadequate retirement preparation play out over the next decade. It is important to take the initiative with detailed due diligence.

Letter to the Donors of America | The Overhead Myth

The following letter to the donors of America was penned by the leaders of the country’s three leading sources of information on nonprofits – GuideStar, Charity Navigator, and BBB Wise Giving Alliance. The letter is made available the the public under the Attribution-NoDerivs Creative Commons licens…

You would NEVER choose a company to invest in based on how low its administrative costs are. Why do we hold nonprofits to a measurement not related to impact?

Retirement Myth #4 – All I Need Is to Get My Financial Plan in Place

Have you ever been involved in the process of building a house? If you have you know that building the home of your dreams takes a lot a preparation and planning with a team to support your vision. The process begins with finding an architect who can share and hold your vision and help you step [….


“I believe that a life of integrity is the most fundamental source of personal worth. I do not agree with the popular success literature that says that self-esteem is primarily a matter of mind set, of attitude—that you can psych yourself into peace of mind. Peace of mind comes when your life is in harmony with true principles and values and in no other way.”
~ Stephen R. Covey (for Notes on The 7 Habits of Highly Effective People visit

Retirement, illness: Which causes which? – Mark…

Retirement, illness: Which causes which? MarketWatch (blog) There’s a school of thought that says that if you want to stay healthy during your retirement years, you’re better off not retiring at all.

This is slightly misleading. The numbers are biased because of the number of people who are forced into retirement because they are ill. Continuing working, particularly at an intense pace, does not necessarily solve the problem of declining health during retirement.

However, there is some data to suggest that those who retire healthy are more likely to experience both mental and physical illness if they do not make plans for activities that are personally meaningful and make a contribution to a community.